A building permit allows the code official to ensure public health, safety, and welfare by reducing the potential hazards of unsafe construction. By following code guidelines, your completed project will meet minimum standards of life safety and will be less likely to cause injury to you and others. Building permits increase the value of your property by showing potential buyers construction work was completed and checked in a legal and proper manner. In addition, building permits produce historical records of maintenance and remodeling work for each property. Insurance companies may not cover claims from policyholders / homeowners that do not have a permit or do not have their work inspected.